Are you a salaried or self-employed individual? Do you need an instant personal loan? Then, come to apply for your personal loan on the Dhani app.
As a salaried person, it becomes very tough to get immediate funds. In this case, the time taken to obtain a personal loan is very important. Although getting a personal loan from banks or financial platforms, is becoming very tough. But thanks to the tech-driven finance world where now you can avail an instant personal loan through a simple mobile application. Personal loan mobile apps make personal loans available directly at your fingertips. In this post, we are going to talk about the Dhani app where you can get your personal loan instantly without any hassle.
About Dhani App:
Dhani app is one of the most popular loan apps in India. This app is fully operated by Indiabulls Group, and it was founded in 1999. The head office of the company is situated in Gurgaon, India. It offers instant personal loans from Rs. 1,000 to Rs. 15 Lakh with easy EMI’s and affordable interest rates. The company uses advanced technology to provide hassle-free credit without going through a complex application process. Indiabulls Dhani offers loans for various purposes. They are as follows.
- Two-wheeler loans.
- New car loans.
- Wedding loans.
- Medical loans.
- Education loans.
- Travel loan.
- Business loan.
And many others.
Some features and benefits of the Dhani App:
You can use the Indiabulls Dhani app to apply for a personal loan and avail of its benefits. Dhani instant personal loan app comes with lots of attractive features and benefits. Let’s see some of them:
- Minimal documentation: You don’t need to submit any complex documents for your loan application.
- Hassle-free application process: The process to apply for a personal loan at Indiabulls is extremely simple, 100% paperless and can be completed online.
- Instant disbursal system: Once you get approval, the money will be disbursed into your account within minutes.
- Flexible loan tenure: Indiabulls Dhani offers easy and flexible loan tenure from 3 months to 36 months, as per your requirements.
- Affordable interest rates: Personal loan interest rates from Indiabulls Dhani start as low as 13.99% p.a.
- No pre-payment charges required: The Company does not charge its customers with any pre-payment fees for up to Rs 20,000.
- EMI Calculator: The Company also offers a personal loan EMI calculator, which can help you to plan your loan repayment by choosing the desired EMI.
In Addition, you can enjoy the Dhani mobile wallet for the mobile recharge to bill payment, a gift voucher to transferring money. Besides that, you can also enjoy the exciting cashbacks, rewards, and many offers.
Eligibility for the loan in Indiabulls Dhani:
- You must have to be an Indian citizen.
- Your age should be at least 21 years and above.
- You should be a salaried professional or a self-employed entrepreneur.
- You have to submit your personal documents such as; PAN card, Address proof, and Bank account details.
How to get started with Dhani App:
- After successfully installing the app, you need to sign up with your mobile number. When you enter your mobile number, you will get an OTP to verify it.
- Next, you will see the interface of the application. There you will see their loan categories such as car loans, medical loans, travel loans, etc. Then select your loan type from the above list.
- After that select your job, (salaried or self-employed). Then fill in your personal details such as state, city, pin, etc. Then click on accept and continue. After completing the process you can select your loan amount, your loan tenure. Then add your bank details. After verifying all of that, your loan amount will be credited to your bank account very shortly.
Dhani app review:
On the Google Play Store, the Dhani app has over ten million installs, and it has 3.7 ratings as of writing this article.
Indiabulls Dhani is an excellent personal loan app in India. You can apply for your loan online in minutes and get avail of the loan with a hassle-free process. So if you need immediate funds, the Dhani app would be an excellent option to be chosen.
Looking for Dhani app alternatives? You can try the below-mentioned platforms to get a quick loan.