SmartCoin Is An Excellent Platform To Get Quick Loan

by Amit June 12, 2020

Are you looking for the best loan app in India to get an instant loan? Then SmartCoin Would be the best option for your quick loan.

Is this the month’s end? Need to buy something urgently? Or need to pay your bills but no cash in hands? No need to worry. In recent times most of one face financial problems due to their personal demands. For the small amount of money like 10,000, 50,000 is often needed for salaried persons. Sometimes due to some extra expenditure, we face a cash shortage at the last of a month. The amount of Rs. 10k or 50k is not huge, but collecting the amount is a tough job. Looking towards that problem, lots of loan apps are on the market, providing a short amount of money through their mobile apps in alluring interest rates. In this article, we will be discussing a loan app that is quite popular, and getting the loan is also easy. The name of the app is SmartCoin.

Let’s know about SmartCoin:

The smart coin is a mobile app-based instant loan platform that provides a loan of Rs. 1,000 to Rs. Rs. 25,000. It is a Bengaluru based company that was started in 2016, started by Vinay Kumar Singh, Rohit Garg, Amit Chandel, and Jayant Upadhyay. The company raised funds of Rs. 2 million dollars in 2018. They disbursed of amount Rs. 100 crore and has given 300K loans.

SmartCoin features

The Smartcoin is a fantastic loan app in India. This app has lots of features and benefits, which makes the app very user-friendly.

Completely digital process:

SmartCoin has an entirely digital process. The whole loaning process can be completed without a single piece of paper. All you need is a smartphone and a stable internet connection.

Quick online process:

The whole process is extremely fast and easy. Anytime you can put the documents from your smartphone to apply for a loan.

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Quick amount transfer:

If you are eligible for the loan and your request is approved, then you will receive the amount in your bank account in a couple of hours.

Instant repeat loans:

Once your documentation is completed, and you are an old customer, hen next loans you take are very fast. For repeat loans, you don’t have to face too much time.

How can you get started with the SmartCoin instant loan app?

Firstly you have to install the SmartCoin app from the Google Playstore. You can install the app from below.

Click to download

  • After completing the download, you need to open the app. When you open it, you have to enter your full name. Make sure the name you enter there is on your AADHAR CARD and PAN CARD.
  • Then enter your mobile phone number and tap on “Continue.”
  • After that, you have to allow the application to get access and you agree to SmartCoin’ s privacy policy, terms and conditions, SmartCoin can access your credit score and lots of other things.
  • Then you have to click on “I ACCEPT.”
  • After that, you have to allow the SmartCoin app to send you SMS, Call, getting your location.
  • Next, you have to connect your SmartCoin account with Either Google or Facebook.
  • After connecting, you have to enter your personal information such as your father’s name, mother name, date of birth, your gender, your moratorium status. Then tap on “Continue.”
  • After that, you have to enter your PAN CARD number, your employment status, your monthly income, your designation, your company name, and then click on continue.
  • After that, you have to enable your GPS.
  • Finally, when you enable the GPS, the mechanism will analyze your profile and will let you know how much amount you can get a loan for the first time.

How can you get a loan in SmartCoin mobile app?

If you are eligible for a loan, you can see the loan amount on your mobile screen dashboard. Also, there will be mentioned the processing fee, how much GST will include, the total amount you have to pay.

  • After reading all the things you need to tap on “APPLY”.
  • Then you have to enter your KYC document.
  • After clicking on “Continue” you have to upload your AADHAR CARD front and back image, and your selfie.
  • Then, you will see that your loan is being processed and after that, you have to enter your bank details where you will take the money.
  • After giving your bank account details you have to sign in on an agreement.
  • After tapping on the sign-in, an agreement will appear to you and you have to tap on “I ACCEPT.”
  • Finally, tap on the continue, and your loan amount will be disbursed to your bank account shortly.

The Eligibility to avail the loan on SmartCoin loan app

  • The borrower must have above 23 years.
  • Only Indian citizens will be allowed to get the loan.
  • The monthly income of the loan borrower must have to above Rs. 15,000 monthly.

The documents you are going to require the loan

  • AADHAR CARD.
  • PAN CARD.
  • Bank statement.
  • Your selfie.

Verdict

The SmartCoin app is an excellent app to receive quick cash. The Rs. 25000 loan amount has the 20 percent P.A. interest has a tenure of for months. For paying utility bills, shopping, travel, and for many other purposes, this app is great. On Google Play Store it has 60k+ installs and has 4.4 ratings. The platform gives the credit to almost 95 percent of districts in India.

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